Re: What are the benefits of Long Term Care Insurance?

I would guess that most people on CZ don't have it. The only time I have read about it is for people over 60 and not many have it.
Insurance is a "selling" business, are you sure that someone is not trying to sell you something you don't need.
Somewhere else I read you are only 23 and they probably will tell you it is cheap to start early.
Same problem with whole life insurance they like to sell too since the agent gets constant income. It is better instead of paying premium to save and invest.

The only thing you should consider is term insurance if you are financially responsible for people (like kids).

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