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Wedding Blog (and life thereafter)
by ren

19 blog entries; 17 entries per page; 1 pages; viewed 178,174 times
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  • let's talk about money honey!   by  ren     16 y     3,613       3 Messages Shown       Blog: Wedding Blog (and life thereafter)
    I'm going to talk about how I'm doing with finances since I've been married. It's been a little over a month now. Today my husband and I had a near trainwreck with an overdrawn checking account. Plus, I was grocery shopping and I did a very stupid thing. I put back the two pack of papertowels and I still needed one dollar extra to pay for all my groceries that added up to $39. I was ashamed that all I had to spend on groceries was a little money and it seemed at the time people were looking...I used my debit card to put the extra four dollars instead of putting back some of the groceries. I had put some money into our account earlier but it didn't occur to me that just because I deposit four dollars to cover the four I spent in the store, doesn't mean that there will not be an additional overdraft fee. So there it is... I paid my $29 stupid tax for pride.

    I've estimated our present grocery expense to be about $100 per week for the both of us. This lady spends one fourth that PER MONTH. http://www.betterbudgeting.com/articles/parenting/oneincome.htm

    I am getting away from cooking, as I'm eating mostly raw foods so I'd make casseroles for my husband. He eats meat and so on. The thing with planting a garden is true. I paid $3.50 for vine ripe tomatoes today. I won't be doing that again. I'll have to do without them for now till my FIL's tomatoes come in. Part of the reason why I'm converting this blog into a financial/life blog is so I can see how someone lives on less but with quality foods, esp. quality RAW/LIVING foods. For instance, I bought a bag of lentils for one dollar and I'm sprouting some now. That's quality protein and other nutrients. I am also sprouting garbanzo beans.
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    • a month! so it's still Congratulations time.   by  been there done that     15 y     1,509
      Fights are honest communication, so congratulations on that, too!

      I've also had trouble with that "overdraw" charging. Be careful of any checks that are submitted to your account. If companies don't submit them until your balance is low, not only will they bounce, but by law, they can resubmit them every day, even twice a day until it is paid. I ended up paying $120.00 because they kept resubmitting the same check (the bank allows it unless you put a "stop payment").

      The banks and the laws are meant to make money off of you. I even had a company submit a 40 cent electronic withdrawal when my paycheck was late and "overdraft" paid it instead of letting it bounce,...the bank charged me $30.00 for that (yet the overdraft wouldn't pay the $19.99 submission that ended up $120.00 (logic or greed?).

      Congratulations again.

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