The home made product does contain particles. Referring to the home made product as 'Ionic' is not entirely correct and is actually misleading. Ions are predominant to particles is all. In other words it's a predominantly Ionic solution, but it still contains an abundance of particles.
I'd like to see some lab reports of some home made products, but reports from independent labs not specialising in silver solutions. If anyone out there has access to a friend who has access to full laboratory equipment for such analysis, get some samples tested and put them up, I'd be keen to see some of those reports.