Do you need another person telling you how many errors in judgment you've made over the years? Probably not. It's time for you to grow up and quit blaming everyone around you for your predicament. It's not the folks, or the boyfriend, or the credit card people, or even George W. Bush...YOU have to start making correct decisions in a hurry. Can you do that or am I just wasting my time? First and foremost, there are plenty of agencies and help centers to run to with child and get out of this miserable existence. Run to one. A guy who beats up a pregnant woman is the worst of the worst. Next, before I forget, quit having sex. No more for you. You need no more kids in your life. No more boyfriends. It's you and your limited circle of friends at the help centers that will get you back on your feet. Get the kids settled in, take on a part time job when the kids get school age, and go slowly up the ladder. Agencies are set up, including mother's shelters, to help women just like you. Take advantage of them. You are a prime candidate. Forget the condo and car crappola...you're on a bus pass and provided housing regiment for the next few years. You'll pull out of this tailspin, but only with slow, methodical discipline.